InZOI: How to Rob an ATM

by Sacheen · April 10, 2025

Learn how to rob an ATM in InZOI. From bad karma to programming skills, here’s everything you need to pull off a successful (and risky) hack.

Sure, you can climb the career ladder or grind out daily gigs in InZOI—but where’s the chaos in that? If you’re looking to skip the slow grind and inject some mischief into your gameplay, robbing an ATM might be exactly the kind of thrill you’re after.

This guide will walk you through how to rob an ATM in InZOI, what you need to do it, and what can go wrong (because yes—things can go wrong). Also learn How can you take care of babies, How should you edit the city in InZoi, How to stop aging.

💻 Requirements to Rob an ATM in InZOI

Before you start scoping out ATMs, you’ll need to meet a couple of conditions:

Karma Level: Bad
- Only Zois with a low Karma level (aka “Bad”) can perform this action.
- If your Zoi’s been stirring up trouble, this option will become available.
Programming Skill: Level 1
- You’ll need at least Level 1 Programming.
- Hop on a computer for a bit and practice to get that skill up quickly.

🏧 How to Rob an ATM Step-by-Step

Find an ATM
You won’t find them inside banks, oddly enough. Look for them on sidewalks around the city.
Walk Up and Interact Once you’re at the ATM, click on it and open the “Karma Action” menu.
Choose “Hack” Select the “Hack” option and your Zoi will attempt to access some fast funds.

🎲 What Can Happen

There are three possible outcomes:

❌ Failure
Nothing happens. No alerts, no rewards. Just a failed hack attempt. You can always try again later.
🚨 Getting Caught
If the hack triggers an alert, nearby Zois will react—and worse, the police may show up.
- Getting caught can lead to arrest and a trip to jail.
- If that happens, you’ll have to wait until 9 AM the next day to be released.
💸 Success!
If your Zoi is in a good mood and all their needs are in check, they’ve got a better shot at pulling it off.
- A successful hack will give you some quick cash—though it won’t be a huge amount.
- So, ask yourself: Is the risk worth the reward?

Robbing an ATM in InZOI is a fun little detour from the usual gameplay, especially if you’re embracing a more rebellious Zoi storyline.

Just be ready to face the consequences if things go south. Whether you’re doing it for the thrill, the cash, or to build up a notorious rep, it’s definitely one of the more entertaining features in the game.

Now go out there and live a little dangerously—just don’t forget to check your Karma level first.